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“We don’t know where to start.”

Matt and Judy sat down in my offi ce and began to tell me about their lives. Matt had worked thirty years at two different companies. Judy had been a teacher. They had just reached retirement age and felt clueless about where to begin planning fi nancially for the years ahead. They looked at me and said, “We don’t know where to start?”

My newest book, “How Do I Retire?” (Amazon.com) is the informat…