Who is responsible when a neighbor's tree falls on my house?

STILLWATER – When the wind comes sweeping down the plains in Oklahoma, it's not unusual for it to take out a tree or carport, or send a trampoline . ying into the neighbor's vehicle. When homeowners experience damage during a storm, they're quick to call their insurance agent and start a claim.

But what happens if the neighbor's tree causes the damage? That depends on several factors, said Mengya W…